ANSI X9.100-170-2004 pdf download ANS X9.100-170 Specifications for the Padlock Icon
1 Scope
This standard establishes the design and usage requirements of the padlock icon for visually communicating the presence of security features on a check. The standard specifies characteristics of security features that meet the requirements for use of the padlock icon. Information about specific security features can be found in ASC X9/TG-8. Although overt security features are required to meet the requirements to use the Check Payment Systems Association’s (CPSA) registered padlock icon, the additional use of covert security features is allowed on checks and encouraged as further enhancements to deter or identify check fraud.
2 Purpose
Use of the padlock icon and warning statement are intended to be a deterrent to check fraud. The presence or absence of identified security features can assist parties accepting checks to determine whether an alteration or reproduction of the check may have occurred. It should be understood that the use of the padlock icon alone does not guarantee the authenticity of the check or the presenter of the check without additional verification.
3 Reference American National Standards and Technical Guidelines
This standard is intended for use in conjunction with the following American National Standards (ANS), Accredited Standards Committee (ASC) X9 Technical Guidelines and Draft Standard for Trial Use (DSTU). When these standards are superseded by a revision, the most current revision shall apply:
ASC X9/TG-2 2002, Understanding and Designing Checks
ASC X9/TG-6 2000, Quality Control of MICR Documents
ASC X9/TG-8 2002, Check Security Guideline
ASC X9/TG-100-2003, Organization of Standards for Paper-based and Image-based Payments
ANS X9.7 1999, Bank Check Background and Convenience Amount Field
ANS X9.13 1999, Specifications for Placement and Location of MICR Printing
ANS X9.18 1998, Paper Specifications for Checks
ANS X9.27 2000, Print and Test Specifications for Magnetic Ink Character Recognition (MICR)
ANS X9.100-111 2004, Specifications for Check Endorsements
DSTU – ANS X9.85 2002, Specifications for Automated Identification of Security Features