ANSI X9.100-111-2004 pdf download Specifications for Check Endorsements
3.11 leading edge (X9.13) The right edge of a document when its face is viewed.
3.12 legibility (X9.100-111) Legibility is defined as the quality of a letter or numeral that enables a reasonable observer to identify it positively and quickly to the exclusion of all other letters or numerals.
3.13 linear form of endorsement (X9.100-111) As used in this standard the linear form of endorsement is that in which the contents of the endorsement are laid out next to each other in a straight line extending horizontally across the check, so as to consume the least vertical space.
3.14 print contrast signal (PCS) (X9.7) The ratio of the print contrast of a specific printed point to the reflectance of its surrounding background.
3.15 reflectance (X9.7) The ratio of light reflected from a test sample to light reflected from a standard, such a barium sulfate. Relectance is expressed as a percentage. Reflectance measurement uses photopic spectral response to simulate the human eye, diffuse illunination and viewing geometry, black sample backing, and a 0.008-inch circular area.
3.16 routing number (X9.13) The nine-digit numeric identifier of a financial institution as assigned by the American Bankers Association or its agent. Routing Numbers are used for routing purposes on checks, and virtually all other MICR documents, such as deposit tickets and batch tickets. A specific numeric series is reserved for internal bank usage.
3.17 trailing edge (X9.13) The left edge of the document when its face is viewed.
3.18 transit endorsement (X9.100-111) The transit endorsement is an endorsement placed on the document by an institution handling the document after the Bank of First Deposit. This endorsement is limited to nine-digit routing number and date, with trace/sequence numbering optional. “Arrow points” are not allowed.
4. Endorsement Characteristics
4.1 BOFD and Transit Endorsement Ink BOFD endorsement shall be in black ink. Black is also the recommended ink color for all other endorsements. Print Contrast Signal (PCS) of the endorsement shall minimally be 0.30.